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MOTOSHARE

TAAL

Nederlands

Combi Motors Insurance

Insurance and roadside assistance

All rental agreements are additionally WA Fully Casco (All-risk) insured by us with rental cover for private rental companies. All-risk insurance is also available for affiliated business renters through MotoShare.

For renters

 

If you rent a motorbike through MotoShare, you are properly WA Full Casco (All-risk) insured with the ‘MotoShare Policy’ of Combi Motors Insurances. The premium for this insurance is included in the rental price as standard. 

In case of damage, you as a renter have an own risk of €1500. You can reduce this in advance to €1000 for €9.95 extra per day or reduce it to €700 for €22.95 extra per day. The renter is responsible for damage occurring during the rental period, unless the damage is due to a poor condition of the motorbike or a pre-existing defect.  

The ‘MotoShare policy’ is personal. So only the person listed on the rental agreement as the renter may drive the motorbike.

During the rental period, the motorbike must be parked between 11 pm and 7 am in a well-sealed area and out of sight from the public road. The motorbike must be locked in the locked space with an ART category 4 or 5 approved lock. If storage in a properly locked space is not possible, the motorbike must be directly and securely fastened to an ART category 4 or 5 approved wall anchor or ground anchor, or to a sufficiently strong and suitable earth and nailproof object, by means of an ART category 4 or 5 approved chain or bar lock.

Want to know exactly how you are insured? Then read the policy and conditions or check our extensive blog on how you are insured during the rental period.

Breakdown assistance

If a breakdown occurs during the rental period such as a flat battery or tyre, ANWB Pechhulp on demand can be contacted via the Emergency Centre on +31 088 269 2888. The notification should be made by the renter of the motorbike.

Please note!  For the renter, breakdown assistance is not included and the costs incurred will have to be paid directly by the renter. As a renter, have you co-insured breakdown assistance with your rental? In that case, you can claim the costs incurred for breakdown assistance from MotoShare by sending the invoice of the repair including a description of the repairs and defects, the registration number and the number of the rental agreement to info@motoshare.nl.

Furthermore, it is important to inform the owner as soon as possible if you, the renter, have suffered damage to the rented motorbike.

For owners

Mutual private hire is not covered under regular motorbike insurance. Therefore, it must be supplemented with additional insurance during the rental period.

Combi Motors Insurances has developed this additional insurance especially for MotoShare called ‘MotoShare Policy’. The insurance replaces your own motorbike insurance during the rental period. Damage is thus properly insured and there are no consequences for any accumulated No Claim discount on your regular motorbike insurance. 

Combi Motors Insurance's insurance automatically applies to all private motorbikes rented through MotoShare. The premium is added to the rental price and paid directly to the insurer after a rental period. Easy, right? 

As an owner, you have no excess under this additional WA Fully Casco (All-risk) insurance. What is paid out in case of damage depends on the value of the motorbike. Accessories are separately insured up to a maximum of €750.

A renter has an excess of €1500 and can reduce it to €1000 or €700. If damage occurs during the rental period, you as the owner must report it via MotoShare to Combi Motors Insurances. Combi Motors Insurances will then settle the claim directly with you and the renter. 

Is the damage expected to be lower than the renter's own risk? Then the owner and renter should try to resolve the damage between them. If this fails within 48 hours, the owner must still report it to MotoShare. We will then recover the excess from the renter.

Is the damage expected to be higher than the renter's own risk? Then the owner should report this, at most up to 72 hours after the end of the rental period.  

The owner must send a copy of a completed and signed rental agreement and European claim form to Combi Motors Insurances. If there is a disagreement between the owner and renter, MotoShare may ask an independent expert to assess the damage. The owner and renter must accept the advice of this independent expert.

The maximum insured value of a motorbike is €25000. SuperSport, motor scooters, sidecar bikes and all other vehicles with more than 2 wheels are not insured by Combi Motors Insurance. These motorbikes can therefore not be rented through MotoShare. 

During the rental period, the motorbike should be parked between 23:00 and 7:00 in a well-locked space and out of sight from the public road. In the locked space, the motorbike must be locked with an ART category 4 or 5 approved lock. If storage in a properly locked space is not possible, the motorbike must be properly secured directly to an ART category 4 or 5 approved wall anchor or ground anchor, or to a sufficiently strong and suitable earth and nailproof object by means of an ART category 4 or 5 approved chain or shackle lock. The owner must provide the required locks to the renter before the start of the rental period.

Want to know exactly how you are insured? Then read the policy and conditions here or check out our extensive blog on how your motorbike is insured during the rental period.

Breakdown assistance

During the rental period, the renter and owner can use external roadside assistance. Breakdown assistance for the owner is included in the service through MotoShare.

If a breakdown occurs during the rental period, external roadside assistance from, for example, ANWB Pechhulp on demand can be called via +31 088 269 2888. The report must be made by the renter, stating the registration number and the number on the rental agreement. For you as the owner, the service is included. Depending on whether the renter insures the breakdown service during the booking, he or she will be charged for it. 

Motorbike insurance policy

Policy sheet for private motorbike insurance through MotoShare.

Document

View the policy

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Private terms and conditions

Insurance terms and conditions for the rental of private motorcycles.

Document

View the insurance terms and conditions

Download PDF

Final declaration

The additional conditions when you rent or let via MotoShare

Document

View the final declaration

Download PDF

General terms and conditions for business owners

Motorbike businesses (dealers) can rent out their motorbikes via MotoShare. However, this requires their own (All-risk) insurance for the motorbikes. As a business owner through MotoShare, you must therefore have your own insurance that covers rentals. In addition to your own insurance and policy conditions, some additional conditions apply to business rentals on MotoShare. View the general terms and conditions that apply to business rentals.

Document

View the General Terms and Conditions for commercial rentals

Download PDF

Frequently asked questions

Is your question not here? Take a look at our FAQ or contact us. We will be happy to help.

If you want to rent a motorbike through MotoShare, you must meet the following conditions:

  • Hold a valid motorbike licence
  • No damage and/or fraud history
  • Following the MotoShare rules

The above conditions are very important to us because they contribute to a safe and reliable community on MotoShare.

 

As a renter, you have an excess of €1500 per damage event, this can be reduced to €1000 or €700 per damage event when booking a rental. In case of damage, the excess will be charged after the rental period. 

Should the damage be less than the chosen excess, the remaining amount will be returned. It is possible to reduce the excess. 

Only the renter (mentioned on the Transfer Form) is allowed to ride the owner's motorbike. It is therefore not allowed to let someone else ride the motorbike. This is because other drivers are not insured during the rental period. 

Please note: Should damage occur while someone other than the renter is riding the motorbike, the costs will be for the renter's account.

 

Every motorcycle on MotoShare has a security requirement. As a renter, it is important to know the motorcycle's security requirement and go through it with the owner prior to renting. 

You can find the security requirement in the bike profile on the platform.

 

First check whether you rented the motorbike from a private person or through one of the motorbike shops on MotoShare. 

Are you renting from a private person?

Consult the Green Card if damage occurred during the rental period. Our menu on +31 20 36 99 863 will put you in touch with Combi Motors Insurances who can help you with acute damage or an accident via the Bovemij Alarm Service. 

Is there any damage to the motorbike when you return? Then send photos of the damage, the fully completed Transfer Form and the European Damage Form to Combi Motors Insurances via info@combimotors.nl. MotoShare will then collect the chosen excess from you. 

Is the damage lower than the chosen excess? Solve the damage between you and the owner. If not, the damage will be settled via the insurer and we will charge €40 in administration costs.

Are you renting from a motorbike shop?

Have you rented a motorbike through one of the MotoShare motorbike shops and has damage or breakdown occurred? If so, contact the motorbike shop where you rented for breakdown assistance and damage settlement. 

 

Read below what you should do in case of a breakdown of the rented motorbike. First check whether you have rented the motorbike from a private person or through one of the motorbike shops on MotoShare. 

Renting from a private person?

If a breakdown occurs during the rental period, such as a flat battery or a flat tyre, you can contact ANWB Pechhulp on demand via the Emergency Centre on +31 088 269 2888. The notification should be made by the renter of the motorbike.

Please note! For the renter, breakdown assistance is not included and the costs incurred will have to be paid directly by the renter. As a renter, have you co-insured breakdown assistance with your rental? In that case, you can claim the costs incurred for breakdown assistance from MotoShare by sending the invoice of the repair including a description of the repairs and defects, the registration number and the number of the rental agreement to info@motoshare.nl.

It is also important to inform the owner as soon as possible if you, the renter, have a breakdown with the rented motorbike.  

Do you rent from a motorbike shop?

Have you rented a motorbike through one of the motorbike shops on MotoShare and breakdown occurred? If so, contact the motorbike shop where you rented for roadside assistance. 

 

No, during the rental your existing motorbike insurance will be replaced by a temporary insurance from Combi Motors Insurances. This protects your no-claim.

 

The motorbike is insured in all EU Member States during the rental period. Coverage also applies in Norway, Serbia, Switzerland and Iceland. 

Read the full policy conditions and MotoShare policy here or read our extensive blog on how you are insured during the rental period.

 

No, as with most motorbike insurance policies, riders are not co-insured. However, personal injury to the other party is covered.

In cooperation with Combi Motors Insurances, we do everything we can to resolve any damage as best we can! 

However, it is important to check the Policy Conditions under point 6.2 to know what is and what is not insured. In addition, Combi Motors Insurances has a maximum coverage of €25000 in case of damage or theft. Theft by the renter (embezzlement) is also not covered if you have not met the conditions as owner (!). For this, read the Policy Conditions on page 2 under point 6.2. 

Then see here what you need to do to report damage or theft.

 

If you suspect that your motorbike has been stolen, it is important to report it immediately to the police and register it with the Vehicle Crime Bureau on +31 55 741 00 01. 

Once you have done this, you can report the theft to us along with proof of report. MotoShare will report the theft to Combi Motors Insurances who will take care of the further processing.

This is how it works

The rental agreement

Everything well and securely arranged between renters and motorcycle owners.

View rental agreement